In most states, your business needs certain coverages, like workers’ compensation insurance and unemployment insurance to operate. Workers’ compensation helps your employees if they suffer a work-related injury or illness by helping pay their medical expenses and missed wages while they recover.

At CoverEase, we specialize in the no deposit pay-as-you-go workers compensation policy. Pay as you go workers’ compensation plans come with one main benefit, businesses are able to avoid a large, cash-flow-killing down payment up front and to pay premiums based on your actual payroll. You can purchase a policy with little money down, and pay your premium in smaller amounts spread over the course of the year.

Since workers’ compensation insurance regulations are state-specific, check your own state’s rules. An excellent resource for state-by-state information on worker’s comp insurance is Just click on your state to pull up the information you can use.

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