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Workers’ compensation insurance is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wages from lost work time and more.

Workers’ compensation insurance benefits can vary by state. Visit our workers’ compensation state pages to see what workers’ comp regulations and requirements exist in your state.

Workers’ compensation coverage helps protect your business in three ways. These include: covering employee illnesses and workplace injuries, protecting your business from lawsuits, keeping your business compliant with state regulations.